Finance

We have one of the most active banking and finance teams in Scotland acting for both lenders and borrowers across a wide range of banking and finance transactions.

Our team regularly advise in relation to the funding of all types of commercial real estate including industrial, office, retail, leisure, development and residential and mixed-use portfolios and are frequently called upon to give Scottish legal advice on cross-border deals.

We provide expert advice to the majority of mainstream commercial, specialist and peer-to-peer lenders and private investors as well as giving independent advice to our individual and corporate borrower clients.

Our expertise and experience in the real estate market, combined with our ability to deliver against strict timescales, are key to our success in this sector and are the reason why we are held in such high regard, particularly by our lender clients.

What we do

Our legal advice covers projects through every stage of development, including:

• All kind of fixed and floating charges
• Ranking agreements
• Inter-creditor agreements
• Facility agreements
• Rental assignations
• Funder consents to leases and other dealings
• Security reviews

Who we work with

Our team acts for a number of niche private investors and peer-to peer lenders as well as most of the mainstream commercial lenders, including:

• The Royal Bank of Scotland
• Santander
  
• The Clydesdale Bank
• Bank of Scotland
  
• Barclays Bank
  
• Handelsbanken